Dental Insurance - Pewaukee, WI
Making Your Dental Care Affordable
With dental insurance, getting your dental care taken care of doesn’t have to be a difficult process. If you have insurance through your employer, it can make it easier for both you and your family to pay for treatment. Our knowledgeable team members will walk you through the process and make sure that you maximize all benefits to the fullest extent possible. Before you do arrive, we ask that you take a moment to read more about how most plans tend to work, so you can make informed decisions on your care.
Understanding How Dental Insurance Works
It’s important to note that dental insurance is not meant to be used in the same way as medical insurance. While medical insurance is traditionally only used to manage a medical emergency, such as a bad illness or a serious injury, dental insurance is meant to be used on a regular basis. It’s precisely why preventive care is largely covered by dental insurance, in some cases as much as 100 percent! Furthermore, regular use is the best way to reduce risk of a dental emergency or serious restorative problems later.
What Your Dental Insurance Plan Covers
While you should always look over your dental insurance plan’s provisions in more detail, most plans operate in a similar fashion. More often than not, your coverage will look similar to the following breakdown:
- Preventive Care – Includes exams, cleanings and X-rays in most cases. Generally covered at or close to 100 percent.
- Minor Restorative Care – Includes dental fillings and root canal therapy. Usually covered between 70 and 80 percent.
- Major Restorative Care – Includes crowns, bridges and dentures. Typically covered up to 50 percent.
Our In-Network PPO Dental Insurance Providers
Being in-network simply means that we have agreed to specific rates as contractually laid out by an insurance company. While being in-network is likely to save you more money compared to being out-of-network, you can still get reasonable rates for care even if you aren’t in-network. Our current list of in-network providers include:
- United Concordia
- Cigna
- Anthem Dental
- United Concordia
- Aetna Extended
- United Healthcare (UHC)
- Guardian
- GEHA
- Lincoln Financial
- And many more!